You have put a lot more thought into this than I did Mitch. I just saw that if I joined, then my favourite writers would get 4x the money and jumped right in there! I pay by PayPal and had zero problems. My membership renews annually soon, so I just had to pay a small amount extra to cover about two weeks, and then it will renew automatically at the higher price. I shall be on the lookout for extra scammers, but so far so good! A🙏💚🌷